Loan Programs

OWNER – OCCUPANT PROGRAM

12% INTEREST – 5 YEAR (APR 14.84%) TERM

12.50% INTEREST – 7 YEAR (APR 14.65%) TERM

13% INTEREST – 10 YEAR (APR 14.64%) TERM

13.50% INTEREST – 12 YEAR (APR 14.96%) TERM

FULLY AMORTIZED

  • Owner-occupants on single-family residences ONLY.
  • Purchases + REFINANCE.
  • Downpayment – 15 to 25% of purchase price.
  • $2,500 one-time fee. (For purchases: fee can be rolled into loan.)
  • Borrower’s employment will be verified.
  • Borrower will need to provide 2 months of paystubs, 2 months of bank statements and last 2 tax returns.


INVESTOR PROGRAMS

BUY + HOLD: 3 Year Term, $2,500 One-Time Fee, 14.00% Interest Only ( APR 19.06%), Option to Extend Term of Loan.

  • Financing up to 80% of purchase price.
  • Extensions are available.

FIX + FLIP: 6 Month Term, $1,000 Initial Fee, 14% Interest Only ( APR 19.13%), Option to Extend Term of Loan.

  • Financing up to 80% of purchase price.
  • 6 month extension is available.
  • Trustee Sales
  • Short Sales + REO’s
  • Cross-collateralization accepted.